Adult hookup sites that require no credit cards
One of the simplest solutions to the problem is tokenisation.
Tokenisation solutions provide a reference number (or token) that is used in place of the card number for all refunds or repeat transactions — in the dating industry this covers subscriptions.
Fraud has long been a problem in the dating industry, and by that I don’t mean users posting old profile pictures from when they were five years younger and two stone lighter.
Credit card fraud is rampant across all “high risk” industries, from dating services and adult entertainment sites, through to payday loan providers and niche retailers.
It’s important to note that the vast majority of dating sites do tend to have good internal tools to filter fraud.
However, extending this expertise across the entire organisation and to the point of payment is essential.
For users targeted by these criminals, online dating can very quickly turn into a nightmare, causing emotional and financial trauma.
Estimates suggest that they can also cut the PCI compliance bill by more than 50%, because both solutions take care of the storage of card numbers, a crucial element of PCI compliance.Managing subscriptions, also called recurring payments or continuous authority transactions, can be simple to set up but the world of card payment processing is a complex and regulated minefield.Governed by some of the world’s best known brands like Visa, Master Card, American Express, JCB and Union Pay, these behemoths of money remain the constant in an ever-evolving payments landscape.Generally, big dating websites put off people as they offer paid services.
People often have the misconception that they need Pay Pal accounts or a credit card, and the services are paid.
Defining good and bad users is important whenever payments are involved (i.e for premium rather than free dating services), but implementing solutions such as 3D secure can result in less users signing up.